Health care insurance open enrollment begins Thursday


FILE – In this Monday, Dec. 4, 2017, file photo, a person looks over her health insurance benefit comparison chart which shows out-of-network coverages dropped for 2018 in Peachtree City, Ga. The Kaiser Family Foundation finds that more companies are making workers pay an annual deductible or increasing the amount they must spend before insurance […]

PORTLAND, Ore. (KOIN/AP) — Open enrollment for health insurance begins Thursday.

After last year’s implementation of a shorter window — about half the time that had been allotted — the open enrollment period for 2019 coverage starts Thursday morning and runs through Dec. 15. If you sign up then, your health insurance coverage begins on Jan. 1.

For people who don’t get coverage through their job or another program, open enrollment is most likely the only time to sign up for 2019 health insurance or change providers. These changes made at other times are subject to restrictions. 

Also of note, insurance agencies are restricted by law from asking applicants about pre-existing conditions, which allows for better coverage for those individuals. In accordance with the Affordable Care Act, only plans that were purchased on or before March 23, 2010, do not have to provide coverage for individuals with pre-existing conditions.

For Oregon residents, you can find plans and pricing here. If you live in Washington, head here to find information on available plans.

The Associated Press contributed to this report

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