PORTLAND, Ore. (AP) – Health insurance premiums are poised to go up for 220,000 Oregonians who buy their own coverage.

State regulators on Thursday unveiled their proposed rates for the individual market next year. The rates cover people who don’t get insurance from an employer or the government.

The Oregonian reports that in some cases, the state is telling insurance companies that their rates are too low and must be raised. The prices are still subject to public comment and formal approval.    — Oregon Insurance Health Rate – Pending Filings

Under the state’s proposed premiums, the cost for a baseline “silver” plan for a 40-year-old will be $271 per month next year, up nearly $50 from this year.

The state says insurers’ financial reports for 2014 show medical expenses and other costs far outstripped the amount they collected in premiums.